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Insurance Agencies For Sale

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North Phoenix Insurance Agency | $1.4M Premium Book + Bonus

Phoenix, AZ

NORTH PHOENIX INSURANCE AGENCY - ESTABLISHED FARMERS FRANCHISE Rare opportunity to acquire an established insurance agency with immediate cash flow and growth potential in one of Arizona's...

$135,000

$135,000

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Independent Insurance Agency with Recurring Revenue

Texas

Established independent insurance agency serving the Dallas–Fort Worth market with a strong reputation for personalized service and recurring commission revenue of approximately $750K per annum. The...

$2,250,000

$2,250,000

Cash Flow: $442,700

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Established Franchise Auto Insurance agency located in NE Dade

Miami, FL

Established Franchise Auto Insurance agency located in NE Dade. Turnkey opportunity in a dense, high-traffic market. The business provides a full range of products including Std/Non Std auto, home,...

$400,000

$400,000

Cash Flow: $115,315

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Allstate Agency in Copperas Cove, TX

Copperas Cove, TX

Fantastic older $2.78M Allstate agency of 35 years with many 20-year plus customers makes for great cross-selling opportunities. This book of business has been community groomed and has a loyal...

$345,000

$345,000

Cash Flow: $210,000

Silver Valley Idaho Agency for Sale

Kellogg, ID

SILVER VALLEY IDAHO INSURANCE AGENCY FOR SALE Established Farmers Insurance franchise serving the historic mountain community of Kellogg, Idaho since 2005. This well-positioned agency offers a rare...

5

$57,000

$57,000

Cash Flow: $40,000

2.0 Million Premium BoB Farmers Insurance Agency

Lansing, MI

PROFITABLE FARMERS INSURANCE AGENCY - LANSING, MI Established in 2022, this thriving Farmers Insurance franchise represents an exceptional opportunity to acquire a profitable agency with $2 million in...

$200,000

$200,000

Established Farmers Insurance Agency-Houston

Houston, TX

Get involved with running a Farmers Insurance Agency. You can enter into an industry that is recession-proof and has unlimited financial growth with residual income. Owning a Farmers Insurance Agency...

$145,000

$145,000

Established Farmers Agency in El Cajon | Spanish-Speaking Client

El Cajon, CA

Established insurance agency in El Cajon with approximately $2.4M in premium and a strong foundation of bundled households that support strong retention and long-term client relationships. The book is...

$325,000

$325,000

Turnkey Profitable Ins Agency for Sale – Bloomington, MN | $26K+/month

Minneapolis, MN

ARE YOU A SERIAL ENTREPRENEUR LOOKING FOR A STABLE, RESIDUAL-BASED BUSINESS THAT YOU CAN SCALE WITH AN EXIT STRATEGY? Buy a turnkey Farmers Insurance Agency for sale in Bloomington, MN. Asking...

$499,000

$499,000

Cash Flow: $313,000

Premium Allstate Agency for Sale – Prime Location & Loyal Client Base

San Jose, CA

Price: $1,450,000 Location: San Jose, CA – Between Willow Glen & Campbell Industry: Insurance – Allstate Franchise Established: 2021 Business Overview: This is a rare opportunity to acquire a...

$1,375,000

$1,375,000

$2mil premium Lewiston agency with enhanced bonus

Lewiston, ID

Established Insurance Agency - Downtown Lewiston Opportunity This turnkey insurance franchise presents an exceptional opportunity to acquire a profitable agency with over 30 years of operational...

$130,000

$130,000

Cash Flow: $132,000

Own One of America's Best Small Business Opportunities

Leander, TX

Why This Agency Stands Out Established Farmers Insurance agency with an existing book of business Asking Price: $350,000 Strong recurring renewal revenue Loyal client base with long-standing...

$350,000

$350,000

Cash Flow: $500,000

Confidential Property Inventory & Documentation Services

Middlesex County, MA

A trusted provider of confidential property inventory and documentation services, specializing in comprehensive asset inventories for homeowners and businesses throughout New England. The company...

$870,000

$870,000

Cash Flow: $288,538

Personal lines Book with Options

$110,000 - San Jose, CA

$110,000

San Jose, CA

Doug Runyon

District 79-06

Insurance Agency

Lenawee County, MI

This primarily trucking-focused insurance agency/book has an active book of approximately $1.18M in in-force premium, and $112,637 in commissions with carrier relationships including Progressive MI,...

Not Disclosed

Not Disclosed

Cash Flow: $1

Allstate Agency in SE Louisiana

Louisiana

Exceptional opportunity to acquire a well-established $15.2M Allstate Exclusive Agency with two locations serving their communities for more than 30 years! The agency features a loyal, long-tenured...

$3,749,000

$3,749,000

Mike Costello

Costello Capital Management, LLC

Serving Hamilton County, TN

Mike Costello, our managing member, has consulted several business owners relating to the successful sale of their ownership interests. A recent example occurred in August 2021, prior to his retirement from Elliott Davis, when he was retained as a consultant with respect to the sale of a middle market company located in the Tennessee Valley. In this case, he provided assistance to the company’s owner and management team, resulting in the successful sale to a strategic buyer (a public company in the industry) in December, 2021 for $58 million. In July, 2022, he received a request from another Tennessee Valley middle market company to perform business broker services. These events motivated Costello to serve as a business broker. As a result, he retired from Elliott Davis and formed Costello Capital Management, LLC (“CCM”) in October, 2022. CCM is already actively engaged with other regional clients exploring the sale of their businesses. CCM is uniquely qualified to determine the best approach for marketing a business entity for sale. This could include going to: -private equity groups (financial buyers), -industry members (as mentioned above), or -the local market (including networking with CPAs, bankers, attorneys or known potential buyers), depending upon the size of the business. Costello’s experience and in-depth knowledge of business transactions is beneficial at every stage of a business transaction: determining the optimal sales process, establishing an appropriate sales price, negotiating to realize the targeted sales price and then managing the transaction to a successful closing.

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High-Retention $2.8M Allstate Agency in Sought-After Stroudsburg, PA!

Stroudsburg, PA

AGENCY HIGHLIGHTS • Annual Premium: $2,800,000 • Retention Rate: ~88% • Policies in Force (PIF): 1,300+ • Allstate “Pro” Achievement Level Agency • Current Owner is Committed to a Seamless Transition...

$474,000

$474,000

Farmers Insurance Agency - For Sale

Reno, NV

An outstanding opportunity to acquire a well-established Farmers Insurance agency in Reno, complete with an existing client base and immediate revenue stream—offering significant upside potential. The...

$115,000

$115,000

~$600K Book of Business Insurance Agency in Miami, Florida

Miami-Dade County, FL

Location: Miami, FL (Virtual operation) Book Mix: 95% Auto, 5% Other lines Carrier Relationships: Progressive, UAIC, Kemper Auto, GEICO, and other established carriers Business Model: Fully virtual,...

$150,000

$150,000

Confidential Regulated Insurance Distribution Platform

Los Angeles, CA

A rare opportunity to participate in the growth of a profitable, technology-supported insurance distribution platform built for scale, compliance, and expanding policy volume. This is not a...

Not Disclosed

Not Disclosed

Cash Flow: $3,000,000

GreatFlorida Insurance Agency – High-Growth Florida Market

Sarasota, FL

Established Insurance Agency with Recurring Revenue in High-Growth Florida Market An exceptional opportunity to acquire a profitable GreatFlorida Insurance Agency located in the highly desirable...

3

$600,000

$600,000

Cash Flow: $105,246

Large Topper Club Farmers Insurance Agency located in Texas

Plano, TX

EXECUTIVE SUMMARY This well-established large Farmers Insurance Agency represents a premier opportunity in the thriving Dallas-Fort Worth market. Located in Plano, Texas, this Topper Club achieving...

$1,430,000

$1,430,000

Established Farmers Insurance Agency

Mckinney, TX

Established Farmers Insurance Agency - Turnkey Operation in Prime McKinney Location This premier Farmers Insurance agency represents an exceptional opportunity to acquire a fully operational insurance...

$399,950

$399,950

Allstate Agency for Sale in Poulsbo WA!

Poulsbo, WA

Imagine walking into your own established Allstate agency in beautiful Poulsbo, Washington – where 40 years of brand presence and 25 years of proven leadership have built something truly special....

$1,600,000

$1,600,000

Farmers Insurance Agency for Sale

Albuquerque, NM

Albuquerque, NM

Established Allstate Agency | 5.6M Book of Business

Washington

Rare opportunity to acquire a well established name brand insurance agency in Eastern Washington with deep roots in the growing community it resides. The book was built over nearly 30 years by two...

$1,050,000

$1,050,000

Cash-flowing $14Million P&C Agency + Commercial Book + Financial Book

Boulder County, CO

This is an opportunity to acquire a large, established Allstate agency with $14.5 million in written premium and over $1.7 million in annual revenue. The value here is not just the current income. It...

4

$4,947,000

$4,947,000

Cash Flow: $743,292

Watkinsville Georgia, Allstate for Sale!

Watkinsville, GA

Turnkey Allstate Insurance Agency for Sale in Watkinsville, Georgia Established in August 2023, this high-performing Allstate agency represents an exceptional acquisition opportunity in the desirable...

$1,395,000

$1,395,000

A Rare Opportunity to Lead a Top-Tier Triangle Insurance Agency

Chapel Hill, NC

***PRICE IMPROVEMENT*** WAS: $1,450,000 NOW: $1,250,000 Opportunities of this caliber rarely hit the open market. Step into a high-performing, PRO-achievement Allstate agency in the heart of "Blue...

$1,250,000

$1,250,000

Gain instant scale in the insurance agency industry

Harris County, TX

Allstate requires the purchaser to be an owner/operator so no strategics, P/E's or absentee owner arrangements. Must live in the Houston area and the first step is getting approved by Allstate...

$2,500,000

$2,500,000

Cash Flow: $625,000

Allstate Agency in NE Tennessee

Blount County, TN

This Pro-Level Allstate agency nestled in NE Tennessee has been going strong since 1961! Started by a grandfather of the current owner, this locally built agency has a loyal customer base that has...

$985,000

$985,000

Cash Flow: $500,000

A Legacy of Excellence. A Future of Exceptional Growth.

Alpharetta, GA

Acquire a Multi-Million Dollar Infrastructure: 2026 PRO Allstate Agency with $9.8M+ Book Opportunities to acquire an insurance asset of this scale, performance tier, and operational maturity are rare....

$2,200,000

$2,200,000

Sebanda Franchise Insurance Agency Opportunity

Miami Gardens, FL

Established Sebanda Franchise Insurance Agency operating for over 5 years, located in a high-traffic shopping center in Miami Gardens on NW 27th Ave. Company established with appointments from...

2

$580,000

$580,000

Cash Flow: $225,574

Profitable Michigan Health MGA with Established Agent Network

Oakland County, MI

Established in 2003, this Michigan-based health insurance distribution platform operates as a Managing General Agency (MGA) focused on recruiting, onboarding, supporting, and servicing independent...

Not Disclosed

Not Disclosed

EBITDA: $2,083,000

Farmers Insurance Agency-Established, Profitable and Turnkey

Bexar County, TX

BUSINESS OVERVIEW 2025 EARNINGS: Solid Six-figure Income Own a proven Farmers Insurance Agency serving the San Antonio area with a strong, loyal client base and solid recurring revenue. This agency...

$140,000

$140,000

Established Farmers Insurance Agency for Sale | North County San Diego

$260,000 - Escondido, CA

$260,000

Escondido, CA

Premier Nashville Insurance Agency – Ideal Owner-Operator

Sumner County, TN

This well-established Allstate agency offers a rare and attractive opportunity to acquire a profitable, high quality $5.4 million earned premium book in the heart of one of Tennessee’s fastest-growing...

$1,275,000

$1,275,000

Cash Flow: $270,649

8 Mn Book of Business Insurance Agency for sale in Lantana, Florida

Lantana, FL

Business Overview: -Established independent insurance agency with 19 years of successful operations -Approx. $1M annual revenue supported by an ~$8M P&C book -Portfolio Mix: 45% Personal Lines, 55%...

$2,100,000

$2,100,000

Harrisburg PA Allstate Agency for Sale!

Harrisburg, PA

Imagine walking into your own established Allstate agency in Harrisburg, Pennsylvania, where everything is already set up for your success. This isn't a startup dream - it's a proven business that's...

$875,000

$875,000

Turnkey AAA Insurance Agency for Sale

Aurora, IL

Established AAA Insurance Agency for Sale in Aurora, IL This turnkey insurance agency represents an exceptional opportunity to acquire a well-established business leveraging one of the most recognized...

3

$526,000

$526,000

Cash Flow: $70,517

Profitable Bi-lingual (Mandarin) Farmers Insurance book of business

Las Vegas, NV

Go into business for yourself… not by yourself Profitable Farmers Insurance agency for sale! The current owner is retiring, creating a rare chance to acquire a mature book of business that generates...

$300,000

$300,000

Tampa Bay Area, Florida - Established Allstate Insurance Agency

Hillsborough County, FL

Established Allstate Insurance Agency - Tampa Bay Area Opportunity This well-established Allstate insurance franchise has been serving the Southern Hillsborough County community since 1999, building a...

$725,000

$725,000

The Blueprint for Excellence in an Epicenter of Growth!

Wakefield, RI

***PRICE REDUCTION*** This one is a gem! The Opportunity: Step into an Elite-level insurance agency delivering exceptional returns and positioned for accelerated growth. Generating nearly $1 Million...

$1,695,000

$1,695,000

Book of Business For Sale – San Diego, CA (92101) Farmers Insurance

San Diego County, CA

Farmers Insurance Agency Ownership Opportunity – Normal Heights, San Diego Build Wealth. Lead a Team. Own a Legacy. This is your chance to step into a turn-key, high-retention Farmers Insurance agency...

2

$195,000

$195,000

Ryan Parshall

Exit Mergers & Acquisitions

Serving Jackson County, MO

Contact Me >

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Established Farmers Insurance Agency

Mesa, AZ

20+ year agency with stable cash flows, strong client retention, and multiple levers for organic and inorganic expansion. The agency offers a compelling growth profile for a buyer seeking immediate...

$185,000

$185,000

An amazing opportunity to move into a 5,665,000 established agency

Snohomish County, WA

Great agency for sale. I have great retention because of long established relationships. My staff are the best there is and they are long term. 2 staff together have over 100 years with our company....

$900,000

$900,000

Cash Flow: $250,000

Established Insurance Agency

Round Rock, TX

Round Rock, TX

For Sale $4Mil well established Allstate Agency in Huntsville Alabama

Huntsville, AL

Established Allstate Insurance Agency - Prime Huntsville Location This well-established Allstate insurance agency presents an exceptional opportunity for an entrepreneur seeking a profitable, turnkey...

$825,000

$825,000

Established Farmers Insurance Agency Available

Denver, CO

Established Farmers Insurance Agency for Sale in Denver Metro Area This turnkey Farmers Insurance agency represents an exceptional opportunity for a licensed insurance professional seeking a proven...

$200,000

$200,000

Established $8.9M Premium Farmers Agency avail in Williamson Cty, TX

Cedar Park, TX

Established Farmers Insurance Agency - Turnkey Operation with $8.9M Premium and very good cash-flow. This premier Farmers Insurance franchise presents an exceptional opportunity to acquire a large...

$2,288,000

$2,288,000

Cash Flow: $546,399

Newnan Georgia, Allstate for Sale

Newnan, GA

ESTABLISHED ALLSTATE INSURANCE AGENCY - NEWNAN, GEORGIA Turnkey Opportunity in Growing Coweta County Market This well-established Allstate insurance agency, operating successfully since 2015, presents...

$1,650,000

$1,650,000

EBITDA: $304,000

Profitable Established Turnkey Farmers Insurance Agency for Sale

Orange, CA

Established Farmers Insurance Agency for Sale - Orange County This profitable, turnkey Farmers Insurance agency has been serving Orange County since 1988, offering an exceptional opportunity for a...

6

$375,000

$375,000

Established Insurance Agency with busy traffic location.

Albuquerque, NM

Established Insurance Agency - Turnkey Opportunity in High-Traffic Albuquerque Location This profitable captive insurance franchise, operating since 2017, presents an excellent opportunity for an...

5

$55,000

$55,000

Cash Flow: $48,000

Established Bilingual Spanish Agency for Sale in Riverside County, CA

Riverside County, CA

Established Farmers Insurance agency presents an exceptional opportunity for immediate ownership transition. Located in Riverside, CA, this bilingual Spanish agency serves the diverse Riverside,...

$250,000

$250,000

Buy or Sell an Insurance Agency
Insurance agencies listed on BizBuySell include independent brokerages, captive agencies, specialty insurance providers, and multi-line firms offering personal, commercial, life, health, and property and casualty coverage. These businesses typically generate revenue through commissions, policy renewals, and service fees. Business models range from owner-operated agencies to scalable operations with licensed producers, support staff, and established carrier relationships. Many listings feature recurring revenue from a stable book of business, long-term client relationships, and strong retention rates. Some operations also include office space, franchise affiliations, or digital quoting platforms—offering buyers consistent cash flow and growth potential in the insurance and financial services market.
Market Overview Listings for Sale (Median)
Number of Businesses Analyzed109
Asking Price$600,000
Reported Revenue$406,109
Reported Seller's Discretionary Earnings$215,050
Financials based on businesses that listed an asking price, annual revenue, and seller's discretionary earnings.

Asking Price

Lower QuartileMedianUpper Quartile
$325,000$600,000$1,275,000

Market Financial Highlights

The financial data presented here is an aggregation of reported revenue and earnings of Insurance Agencies for sale.

BoundRevenueSeller’s Discretionary Earnings
Lower Quartile$212,231$126,250
Median$406,109$215,050
Upper Quartile$772,562$406,000

Valuation Multiples

The valuation multiples listed below are derived from asking price, revenue, and seller's discretionary earnings of Insurance Agencies listed for sale.

BoundRevenue MultipleEarnings Multiple
Lower Quartile1.222.07
Median1.622.82
Upper Quartile2.023.71

FAQ's

How much does it cost to buy an Insurance Agency?

The median asking price for an established Insurance Agency is $600,000, though prices range from under $325,000 to well over $1,275,000.

How much do Insurance Agencies owners earn?

The median reported revenue of Insurance Agencies is $406,109 and owners earn a median of $215,050, which includes the owners salary and any other financial benefits they receive.

How do I value an Insurance Agency?

Valuing a business is a complex process, but buyers and sellers often turn to the local market to understand how businesses are priced. Based on our most recent analysis of Insurance Agencies, revenue multiples range from 1.22 to 2.02, with a median of 1.62. Earning multiples range from 2.07 to 3.71, with the median at 2.82. This means the typical Insurance Agency may ask for around 1.62 times its annual revenue, and 2.82 times its annual owner earnings.

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